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Your Gateway to Financial Excellence and Wealth Management

Begin Your Path to Financial Success - Transform your Aspirations into Reality.

Wealth planning for
every stage of life.

SERVICES

Medical Planning

Strategically plan for the best possible treatment in the event of illnesses without the burden of paying out-of-pocket expenses. We guide you through personalised healthcare strategies, ensuring financial preparedness and access to top-notch medical care when you need it most. Safeguard your health and wealth seamlessly, making informed decisions that prioritise your well-being without compromising quality healthcare.

General
Insurance Planning

Safeguard your assets and mitigate potential losses in the face of any unforeseen eventuality. We specialise in crafting personalised insurance strategies that go beyond traditional coverage. Our expert advisors work closely with you to identify risks, tailor comprehensive plans, and ensure robust protection for your valuable assets.

Estate & Legacy Planning

We specialise in strategic wealth distribution, ensuring that your hard-earned assets continue to make a lasting impact. We work with you to craft comprehensive plans that go beyond simple distribution, aiming to perpetuate your values and financial legacy for generations to come. Leave behind a meaningful legacy that reflects your vision and secures the prosperity of your loved ones.

Retirement Planning

Experience the assurance of a secure and lasting retirement. We go beyond conventional strategies to meticulously plan for your financial well-being until the end of your journey. Our expert advisors tailor comprehensive retirement plans, ensuring a seamless transition into this chapter of life. Trust us to navigate the complexities, providing financial security that lasts until the end, allowing you to enjoy your retirement years with peace of mind and confidence in your financial future.

Income Protection Planning

We specialise in comprehensive planning to ensure robust income protection in the face of death or disability. We tailor strategies that go beyond the basics, providing a safety net for you and your loved ones. Choose us to navigate the intricacies of income protection, allowing you to face life's uncertainties with confidence, knowing your financial well-being is secured.

Investment Planning

We specialise in strategic planning to accumulate and grow your assets, paving the way for a better and more prosperous future. Our expert advisors craft personalised investment strategies designed to align with your financial goals and aspirations. Ensure that your wealth not only grows but thrives, providing a solid foundation for the future you envision

Tax Planning

We offer precise and effective planning to strategically reduce taxes. Our expert advisors employ comprehensive strategies tailored to your financial situation, ensuring you maximise available opportunities and minimize tax liabilities. Choose us for meticulous tax planning beyond compliance, allowing you to retain more of your hard-earned money and achieve greater financial efficiency.

Education Planning

We specialise in strategic planning to ensure that your education funds are optimised for your children's academic journey. Our expert advisors work closely with you to tailor plans that align with your financial goals, providing peace of mind and a solid foundation for your children's educational pursuits. Trust us with meticulous education planning, ensuring that their dreams are supported with the financial resources they need to thrive.

Christian Financial Planning

Our services are crafted for Christian stewardship, guided by biblical principles. We specialise in planning that aligns with your faith, ensuring responsible and ethical management of your resources. Our expert advisors strive to harmonise your financial goals with biblical teachings, fostering a sense of stewardship that transcends wealth and aligns with your Christian values.

Dr. Donald C. de Rozario

ABOUT

Dr. Donald Charles De Rozario is a seasoned professional with over 36 years of expertise in wealth management. He currently serves as the Director and Chief Executive Officer of Citadel Capital, where he heads Estate Planning and Legacy Planning Advisory Services & Solutions.

Dr. Donald earned his Certified Financial Planner (CFP) and Registered Financial Planner (RFP) certifications in 2007 and became a Licensed Financial Planner in 2008. He holds a Ph.D. in Financial Planning from Pebble Hills University, USA, and a second Ph.D. in Practical Ministry from Wagner Leadership Institute in 2015.

Dr. Donald has excelled in insurance planning and risk management throughout his career. He worked with Allianz Life for many years, achieving the top direct group nationwide in the Senior Agency Manager category and earning Million Dollar Round Table (MDRT) status in 2001. He is a renowned speaker in risk management, financial planning, and Christian financial planning.

Dr. Donald has received numerous industry awards, including membership in the National Top Producer Club in wealth management. He has also provided global wealth advisory services as the Group Chief Sales and Distribution Officer with RKG Group of Companies from 2020 to 2022. Additionally, Dr. Donald has spoken at various platforms locally and globally, sharing his expertise in wealth management.

Dr. Donald's wealth management expertise extends to Indonesia and Singapore, where he has provided advisory services since 2015. He has a track record of assisting clients in Wealth Protection, Wealth Accumulation, Wealth Preservation, and Wealth Distribution, both onshore and offshore.

Apart from his roles in various financial planning firms, Dr. Donald served as Chief Strategy Officer at EJC Group of Companies in 2015 and, more recently, led a team of 15 Financial Planners and Financial Advisers at YES Financial Sdn. Bhd. until January 2023.

Dr. Donald has multifaceted skills in operations management, revenue growth, financial management, networking, employee training, strategic planning, and leadership. He currently manages a team of 20 Financial Planners and Financial Advisors, providing comprehensive advisory services in Wealth Management.

Our goal is to protect what you care about most

APPROACH

Our vision is to empower clients with holistic wealth planning encompassing protection, accumulation, preservation, and distribution, ensuring a comprehensive and purpose-driven financial journey.

What our clients are saying

TESTIMONIALS

‘Dr Donald de Rozario has been servicing me for over 30 years and have never failed me in his excellent service till today. I would highly recommend his services to my friends which I have done’

- Denis Poo Kooi Fatt, Managing Director of BOS Wealth Management

‘Dr Donald de Rozario has been servicing my husband, children & myself for decades and have never fail me in his wonderful service. Without any reservations, I will gladly introduce and refer my contacts and friends to him in the area of financial planning' 

- Doria Bien, Businesswoman

I have been with Dr. Donald de Rozario for decades with multiple policies. My advice to clients looking to buy insurance is to look not only at the policies but also at the agent, as how fast or claimable can sometimes depend on the agent; Dr. Donald has proven to deliver on both fronts

- Ee Li Lian, Remiser

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